Welcome to D&B Express - credit reporting for casual users.
Timely and accurate credit decisions are critical to your business success. The D&B Express service provides immediate access to our commercial database to conduct credit checks on individual businesses.
With D&B Express you can conduct a number of checks from confirming a business' existence to predicting financial stability and payment patterns. All you need is the desired business or company name and a credit card.
To conduct a credit check call 0800 733 707 and select from one or more of the following reports:
- D&B Report - recommended for medium to high risk decisions D&B's most insightful report providing everything you need from identification details through to financial stability and payment predictors. A D&B Report provides analysis on a company's long-term operations, credit history, profitability and stability.
- NZCO extract - recommended for company identity verification Provides real-time access to information from the New Zealand Companies Office (NZCO) official government register. The NZCO Extract and report can instantaneously verify the identity of a company or company director and rest assured that director and the identity is valid and operational.
- Commercial Bureau Enquiry Delivered instantly, the quickest, most convenient tool for spotting potential credit risk before shipping to a new customer, extending credit or starting a new business relationship.
- Payment Predictor Report This credit report includes D&B's Dynamic Delinquency Score (DDS), a powerful payment predictor. In addition to identification data and company characteristics the Payment Predictor provides you with an insight into payment patterns: will you get paid on time?
- Payment Analysis Report D&B's Payment Analysis offers detailed information on past payment behaviour and expected future performance. In addition, the report includes industry comparisons of payment history and trends.
- Dynamic Risk Score Report Statistical modelling to measure the probability of a business experiencing financial distress in the next 12 months. In addition, it includes the respective credit risk for the industry as a whole, putting the company's score in a meaningful context.
- eLimit Report Gives you the direction to establish the right credit limits or credit lines. With eLimit you are able to maximise sales potential while managing your credit risk.
